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Part of saving money is not spending it. Don't clutter your life with stuff. Let go of stuff.
When shopping for food have a weekly menu plan.
Make your home more energy efficient - do you know what appliance in your home uses the most energy and costs you the most?
For most people it is the clothes dryer - may be you already hang your clothes on the line.
Did you know that your stove top usually takes more energy to run than the oven or the microwave? Look at the wattage.
Control your own money - have a plan and budget-it does work if you stick to it.
Save a little and save often.
Remove any debt you have - pay off the highest rates 1st.
Plan to own your own home - paying it off is enforced saving.
If you work invest in super through salary sacrifice.
Feel wealthy - relationships are what most people say is the most important thing in their life
Give gifts that use themselves up and don't clutter poeples lifes with stuff: like memberships and courses, lotions and soaps, art materials, stationary supplies or food like jam or salad dressings.
Simplify your life. Read full article at ALL THINGS GOOD
CHOOSE A CHALLENGE
Turn off the TV for a week
Make a budget for yourself or your family
Make a weekly menu for dinner
Write down 6 things that make you happy that don't cost money
31 Days To Fix Your Finances includes:
- defining goals,
- getting rid of debt
- 29 other topics that you work through.
